Reach your potential with improved financial literacy. Explore our library of financial information and check back often! We add more invaluable insights all the time.

A Day in the Life of John Downs

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Why Downs Capital?

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How to Use Leverage to Achieve Financial Prosperity

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What’s the Difference Between Pre-qualification, Pre-approval and Commitments?

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Contracts: The Secret to Getting the Home

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Down Payments: How Much Should I Save Up?

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The Mysterious Advantage of Lender Credits

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The Game of PMI

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Should You Borrow from Your 401K?

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How Will I Know When it’s Time to Refinance?

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First-time Home Buyer Mistakes

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Everything You Want to Know About Taxes

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Not the Same Old *#*#*# Newsletter

We hate dumb newsletters, which is why we refuse to send one to you. Instead, how about getting a tasty financial snack in your email? Smart, useful, funny, and mercifully short, our weekly tidbits help you become financially independent.